Baccarat

1. Place your bet on the Player hand, the Banker hand or a tie.
2. The dealer deals two cards to the Player hand and two to the Banker hand.
3. The dealer announces the point totals for the two hands.
4. If the first two cards of the Player hand or the Banker hand total 8 or 9, it’s known as a natural. No more cards are dealt and all bets are paid out, based on which hand is closer to 9. If the two hands are identical, it’s a tie.
5. If neither hand totals 8 or 9, additional cards are drawn, according to the third-card rule.

If the first two cards of the Player hand total 0 to 5, the Player hand gets a third card. If the Player total is 6 or 7, it does not get a third card.

If the Player hand stood on two cards (i.e., it has a total of 6 or 7), the Banker hand follows the same rules as the Player hand in determining whether it will receive a third card. The Banker receives a card if its total is 0 to 5 and stands on 6 or 7.

If the Player hand takes a third card, these rules apply on the Banker hand.

Card Values: 

• 10, Jack, Queen and King = 0
• Ace = 1
• Cards 2 through 9 count as face value

The highest possible point total for a hand is 9. Only the rightmost digit is used to determine a hand’s value. For instance, if the Player hand is dealt a 9 and a 3, the point total isn’t 12, it’s 2.

Payout:

Side Wagers

Outside the base game, some casinos offer additional side wagers. These wagers will win when a specific condition is met (example: three card winning. Banker hand totaling 7 [Dragon]). Side wagers offer payouts from 1 to 1, 25 to 1, 40 to 1 or greater. The bet will lose if the condition is not met.

Baccarat is a game of chance. There are no skills you can develop to improve your odds of winning. The house advantage is higher than blackjack, but lower than roulette and poker, as long as you play an optimal strategy. Betting on the Banker hand has the lowest house advantage.

House advantage in mini-baccarat

• Banker 1.06%
• Player 1.24%
• Tie 14.36%

Some popular variations include: 

• EZ-Baccart
• RU-YI Baccarat
• Mini Baccarat
• Baccarat squeeze
• No-Commission Baccarat
  • Some variations of Mini-Baccarat allow for an option to allow No-Commission to be applied to a Banker wager. An example of one variation is when the Banker wins a hand with three cards totaling 7, all bank wagers will push. All other wagers are handled normally.

• Banker:
• Player:
• Natural: