Baccarat

– A game of predictions –

Mini-Baccarat

The object of Mini-Baccarat is to try and predict which of the two hands (player or banker) will have a point total closest to 9—the highest value for a hand.

The highest hand in Mini-Baccarat is 9 and the lowest is 0.

Tens, Jacks, Queens and Kings are counted as zero; an Ace counts as one; and all other cards count as their face value.

When totaling the cards on each hand, only the last digit is used to determine the hand’s value. For example:

1+4=5

9+3=12 2

10+3=13 3

There are three possible outcomes on which you can wager before cards are dealt: the Player’s hand, the Banker’s hand or the tie. In Mini-Baccarat, players don’t touch or receive cards. Instead, cards are dealt face-up in front of the dealer: two to the Banker’s hand and two to the Player’s hand. The hand with a point value closest to 9 wins.

Third Card Rule

Based on the individual point totals of the Player’s hand and the Banker’s hand, a third card may be dealt.

  • When the first two cards of the Player’s hand or Banker’s hand total 8 or 9, neither hand receives a third card.
  • When the first two cards of the Player’s hand total 6 or more, the Player’s hand does not get a third card.
  • When the first two cards of the Player’s hand total 0-5, the Player’s hand gets a third card.
  • The Banker’s hand plays under the same rules as the Player’s hand except when both the Banker’s hand cards total 3, 4, 5 or 6 and when the Player’s hand take a third card.
    • In that event these rules apply:

EZ Baccarat

A variation of Baccarat, the object of the game and how it’s played are the same.

EZ Baccarat is different from Mini-Baccarat in that:

  • There are no commissions taken on winning Banker wagers.
  • If the Banker’s hand is a winning three-card hand totaling 7, the hand is called a Dragon-7.
  • Winning wagers on the Dragon-7 bet pay 40-1.
  • Winning Banker wagers on a Dragon-7 are a push (tie)
  • If the Player’s hand is a winning three card hand totaling 8, the hand is called a Panda-8.
  • Winning wagers on the Panda-8 bet pay 25-1.
  • Winning Player wagers on a Panda-8 are paid even money.

Handheld Baccarat

A variation of Baccarat, the object of the game and how it’s played are the same. The only difference is that the players are permitted to touch or squeeze the cards.

  • The Players that have the highest ‘Player’ and ‘Banker’ wagers, before the initial deal, will be given the option to touch or hold the respective cards.
  • Players may ‘squeeze’ the cards, but are not permitted to ‘crumple’ or ‘rip’ the cards.
  • The hands are played according to the Third Card Rule and Paytable outlined in Mini-Baccarat.

House Edge

House edge is a calculation used by gambling service providers to ensure the house always ends up making money. House edge is a mathematical advantage in games, usually given as a percentage that represents the average amount of all wagers a player will lose over the long term.

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